Let Ditas Corp (786) 290-8494 take care of your appraisal

Thousands of people in Florida purchase, sell or refinance their home each month. Most of these transactions involve a simple line item for an appraisal. Even though there are a developing number of automated home valuation methods that may seem more economical than an appraisal, nearly all lenders still need a local expert because the stakes are very high. You might assume that getting a mortgage is the only reason to get an appraisal, but there are additional times when the services of a licensed, independent real estate professional could come in handy.

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Dispute your tax assessment in Miami-Dade County

It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your home, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from Ditas Corp (786) 290-8494 is your best evidence. At Ditas Corp (786) 290-8494,we can assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. This extra payment is often folded into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Ditas Corp (786) 290-8494 will give you a statement regarding the value of your home. The price you paid for the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Ditas Corp (786) 290-8494

A divorce is often complicated by the hard decision of who maintains the property, and it can be an especially heartbreaking occurrence for both parties. It's a good idea to get an appraisal from Ditas Corp (786) 290-8494 so both parties are entirely aware of the true market value of their house, regardless of the circumstances.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Ditas Corp (786) 290-8494 help you with relocating to or from Miami-Dade County

Employee relocation can be a real pain, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered.

Don't sell out short or keep your home on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.